I'm shopping for a new bank. I really don't think that "24-hour ATMs" are quite the selling point they once were. In this modern age, I expect an ATM to be available 24 hours a day. It shouldn't be the first bullet point in your short list of reasons why I should do my business with your bank. It's like the hotel that still advertises "Color TV" in its ads. Really? ALL the colors? On one TV? Wow. Sign me up. Welcome to the future.